Wells fargo active cash card reddit. View community ranking In the Top 1% of largest communiti...

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View community ranking In the Top 1% of largest communities on Reddit. Wells Fargo Active Cash . Big mistake in applying a little too early as my last card with them hasn't been 6 months just yet. ... fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you ...I currently also have AMEX Gold and the Apple card. I mainly use my Wells Fargo right now for any purchases that aren't covered by AMEX Gold. If you PC from Active Cash to Autograph you don't get the $300 SUB. I would personally want to get the SUB.The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies ...25 Feb 2021 ... Best Cash Back Cards · Best Student Cards · See All Best Of Pages. Card ... Analysts at Wells Fargo see more upside for gambling stocks. Wayne ...Upgraded my old Wells Fargo secured card ($600 limit) to the Active cash. Big mistake, not only I didn’t get the sub but I’ve called 4 times in two years and they never raised my credit limit by more than a few hundreds dollars. So I’m still at a $1500 limit… 760 FICO, 120K a year. Approved for Wells Fargo autograph 6 months ago with ... Earn unlimited 2% cash rewards on purchases 1. Welcome offer: Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months2. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24% or 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for ...9 stayyfr0styy • 2 yr. ago They no longer offer the propel? 3 juniorsdca • 2 yr. ago No. They killed it off in April. : ( stayyfr0styy • 2 yr. ago Honestly with the chase freedom flex I didn’t see a big benefit in the propel anymore. I still carry it for some reason though. 2 blue2841 • 2 yr. agoWells Fargo Active Cash® Card. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-annual-fee cards. As for the Active Cash's welcome bonus, you can earn a $200 cash ...Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. ... View community ranking In the Top 1% of largest communities on Reddit. Wells Fargo Active Cash Card . Ok, so I know for this card it is 0% APR on first 15 months, but just to clarify, if I carry a balance from one month to another under this 15 month period ...Alliant Signature (2.5% cashback on everything) and Altitude Go (4% cashback on bars and restaurants). No annual fee on either. Third card would be Citi Custom Cash to get 5% on groceries. Also no annual fee. Prime Card if you have Prime for 5% on Amazon.When you log in, it’ll show you if it’s eligible or not for changing. double check that the platinum doesn't provide a 50% go far rewards bonus when redeemed for airfare. I know the WF cash back (1% back card) provides this benefit, and will turn the active cash into effectively a 3% back card. I upgraded my WF Platinum to the Active Cash ... Wells Fargo is among the most corrupt businesses on earth. I have the paperwork to prove it. Because they know who to bribe they are getting away with murder. Do not under any circumstances do business with Wells Fargo. Run like hell. They bought my mortgage and it was the beginning of a decade of entitled thievery. Don't!In my book, the Wells Fargo Active Cash is the best flat 2% card on the market, if only because of the $200 sign-up bonus. I plan to get it eventually, but I have to wait until 15 months have past from my previous WF card to be eligible for the bonus. Cards like the Citi DoubleCash are (unfortunately) more established as a go-to 2% card (my ...Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. These are the popular cards that most people can accessibly earn a good flat-rate cash back.The Wells Fargo Active Cash Card gets the nod largely because of its sign-up bonus and superior intro APR offer. By Gregory Karp Updated Oct 3, 2023 2:44 p.m. PDT Edited by Kenley Young...Approved for Wells Fargo Active Cash with insane CL. I checked my mail today and saw an invitation from Wells Fargo that I'm pre-selected to their new credit card which is Active Cash. It's been 5 years since the last time I applied for a new card. I was tempted because it is 2% unlimited cash back + $200 SUB and 15 months 0% APR promotional ...Wells Fargo Active Cash® Card review: Unlimited 2% cash back on all purchases and no annual fee. BY Joseph Hostetler. August 2, 2023, 2:43 PM PDT. The Wells Fargo …FICO: 700 - Experian Credit Cards Owned: Capital One Quicksilver: $2,000 limit (5 months) Capital One Platinum: $500 limit (1 year) Cards applied for in the past 24 months: 2 cards (3 including the one I'm talking about in this post) Just got denied for a Wells Fargo Active Cash for these reasons: . Amount of Credit Available on actively used bank cards (We look at the amounts you owe and ...The Wells Fargo Active Cash® Card pairs a highly competitive flat cash back rate with generous welcome and introductory APR offers for no annual fee. The card is more well-rounded and...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Wells Fargo Active Cash Visa card not showing. I activated this card months ago... it has a balance on it and I'm making minimum payments; yet Mint won't show the card among my Wells Fargo accounts all in the same site login. It shows my checking account, my savings account, my credit card, some other accounts... but not the Active Cash account.The Wells Fargo Active Cash card takes a simple approach by offering unlimited 2% cash rewards on purchases. There are no rotating or bonus spend …Wells Fargo Active Cash Approval DP. I was just approved for the Active Cash. Credit Limit: $2,500. Current cards : Discover it Student $2,300 (July2021) Cap one savor one $3,000 (may 2022) Chase Freedom Flex $5,500 (July 2022) Credit score: Experian: 735. TransUnion: 744.Ok I just looked at my credit report through credit karma. My credit report also shows a score of 787. 0 derogatory marks. But its showing an overall 1% credit usage across my Discover IT and Amex Gold. 1 Hard Inquiry. Unfortunately, its showing my approval chances for Wells Fargo Active Cash is poor.When you google Cash Wise vs Active Cash bankrate.com comes back with. " The only advantages the Cash Wise card scrounges up are its slightly lower ongoing APR ( 14.49 percent to 24.99 percent variable compared to the Active Cash card's 14.99 percent to 24.99 percent variable) and its easier-to-earn $150 sign-up bonus, which requires half the ...From secured card to unsecured card, yes. I mean I would be happy that Wells Fargo upgraded my useless card to a 2% card. There are so many better sign up bonuses than spend $1k for $200. The WF college card if I recall had a time limit and after that time period is over they change your card to something else.Winner: Tie. While both cards offer 0% APR on balance transfers, the Citi Double Cash Card has a longer intro period at 18 months. The Wells Fargo Active Cash Card has the benefit of offering a 0% ...Wells Fargo Active Cash card: this whole not cute interaction is cringeworthy. It's a freaking credit card, not the cure for cancer. I don't get the drummer connection either. Hey, Wells Fargo, remember how in 2009 it was revealed that you "steered" black and Hispanic borrowers into high-cost subprime loans?I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?FICO: 700 - Experian Credit Cards Owned: Capital One Quicksilver: $2,000 limit (5 months) Capital One Platinum: $500 limit (1 year) Cards applied for in the past 24 months: 2 cards (3 including the one I'm talking about in this post) Just got denied for a Wells Fargo Active Cash for these reasons: . Amount of Credit Available on actively used bank cards (We …Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.Advertising on Reddit can be a great way to reach a large, engaged audience. With millions of active users and page views per month, Reddit is one of the more popular websites for discussions online. It’s also an incredibly powerful platfor...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Flat 2.5% Cashback: Hawaii State FCU Always Cash Visa Signature. 136. 57. r/CreditCards • 28 days ago.How long to wait until I apply again. So I tried applying for the Wells Fargo Active Cash card but was denied. I believe this is because I just applied for three other cards in a 2 weeks span so it probably set off a red flag for too many inquiries in short time span, but I'm getting alerted from them in the mail explaining further.Wells Fargo Active Cash. I recently noticed my Wells Fargo college cash back card seems to have been upgraded to the active cash. I never requested a PC or …A card earning 1.5% can typically be more valuable than a 2% card if it earns a sign-up bonus (depending on your spending), so this is where the Wells Fargo Active Cash® Card comes out on top ...View community ranking In the Top 1% of largest communities on Reddit. Wells Fargo requires hard pull to increase credit line ... I even told the agent I would use the card more with an increase. ... I've had the Wells Fargo Active Cash since Nov 2019. It was increased from $2,500 —> $4,400. I think I requested to $5,000 and she said the ...Income: $54,000. FICO Score: 735. First and only other CC: Apple Card. had since December, 2019. credit limit is $12,500 (started at $750) APR is 22.24% but I always pay off on time. I was approved for the WF Active Cash a couple business days after applying with a limit of $2,500. I know WF is known to give lower limits, and I very rarely have ... So that’s 2%. Wells Fargo has a $25 minimum to redeem to a savings, mortgage, or loan account. Can also get redeem rewards for cash in $20 increments at a Wells Fargo ATM. There doesn’t seem to be a specific minimum to redeem rewards for purchases or to buy with points. Citi Double Cash has a $25 minimum amount redemption.Thus, the BoA Unlimited Cash Rewards pays 1.875% cashback with $20,000 deposited or invested with Bank of America or Merrill Edge; 2.25% cashback with $50,000; and 2.625% cashback with $100,000. [C] Requires Foster Care to Success membership to gain eligibility to join Alliant CU.Upgraded my old Wells Fargo secured card ($600 limit) to the Active cash. Big mistake, not only I didn’t get the sub but I’ve called 4 times in two years and they never raised my credit limit by more than a few hundreds dollars. So I’m still at a $1500 limit… 760 FICO, 120K a year. Approved for Wells Fargo autograph 6 months ago with ... I'm considering switching cards with my bank (Wells Fargo) as I've had my card a very long time and 1% on everything isn't so great anymore. I'm planning on going from the WF Cash Back Visa Signature (1% CB) to the WF Active Cash Visa. (2% CB). I'm not really considering any other cards at this time, though I did in the past.Wells Fargo active cash rewards. Hey everyone, I have a Wells Fargo credit card and was wondering what would be the better option to redeem points. Is it better to redeem cash back on your reward points or is it better to redeem the points for a flight, hotel, etc. If you could tell me your experience using these points, that would be greatly ...Ok, bear with me here. Back in June someone charged about $1,500 in fraudulent charges on this card. I have online accounts with all 3 bureaus and receive regular alerts about suspicious activity almost immediately. I reported the activity to the Wells Fargo fraud department and filed a police report.Wells Fargo Active Cash® Card Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months1 $0 Annual Fee Important Credit Terms Apply now Don't miss out on these offers as they can vary over time and through different communication channels such as email, mail, online, phone or in a branch.Avoid Wells Fargo Active Cash Card I signed up for a credit card with Wells Fargo. Their system will not let me enroll online, I've been on the phone for over an hour trying to fix it, they won't let me make a full payment on the $25 balance and thus I can't even close out the account.You can get a Wells Fargo credit limit increase by calling customer service at (800) 642-4720. There is no option to request a Wells Fargo credit limit increase online. It's best to not make a request until you've had your card for at least 6 months, and only if you've paid your bill on time every month. You don't always have to ask for ...Check Now. Call 1-800-642-4720 or visit a Wells Fargo location . Equal Housing Lender. 1. Additional terms and conditions apply. Balance transfers have no grace period. If your card earns rewards through Wells Fargo Rewards ®, rewards will not be earned on balance transfers. If you transfer amounts owed to another creditor and maintain a ...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.14 Jun 2023 ... If you're looking for a credit card that can help you earn unlimited cash back, then you can choose either Wells Fargo Active Cash or Chase ...Each approved claim has a benefit limit of $600. This benefit does not cover cell phones that are lost (i.e. disappear without explanation). This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells ...Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Earn unlimited 2% cash rewards on purchases. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR; balance transfers made within 120 days qualify for the intro rate and ...So I just got approved for the Wells Fargo active cash credit card and am looking for another credit card that would pair with it nicely to cover most different expenses. For context I’m in my late twenties and have a credit score of about 750, no missed payments and a credit score history of 8 years.After much panache, I found out you can upgrade with a click of a button on the WF website/app. Click "MORE". Just press "SWITCH" and it will tell you eligibilty and then allow you to switch. No pull. Was instant. Appearently used to be a whole dept that did this pre-COVID. Now a button does it. 😑😑😑. 9. 13 comments Best Top New ...Wells Fargo dropping $25 minimum redemption. 314. 73. r/CreditCards. Join. • 15 days ago.Wells Fargo Active Cash ® Card. New Offer! Earn a $200 cash rewards bonus when you spend old price $1,000 new price $500 in purchases in the first 3 months 1. Plus, earn unlimited 2% cash rewards on purchases 2. $0 Annual Fee. Important Credit Terms. Apply now. Meet our best cash back credit card ever!Rewards: 2.5% cash back: Earn this rate on up to $10,000 of eligible purchases per billing cycle if you maintain an average daily balance of $1,000 or more in an Alliant High-Rate Checking account ...The Wells Fargo Active Cash is considered a rewards credit card because it earns 2% cash rewards on purchases. It also has a $0 annual fee and offers a welcome bonus of $200 after spending $500 in the first 3 months. These benefits make the Active Cash a competitive product if you're looking for a $0 annual fee card that earns cash rewards ...NerdWallet's Best Wells Fargo Credit Cards of October 2023. Wells Fargo Autograph℠ Card: Best for Travel. Wells Fargo Active Cash® Card: Best for Cash back. Wells Fargo Reflect® Card: Best for ...cjcs. Additional comment actions. For those temped to upgrade their old WF Platinum card like me, I would wait and see what else WF comes out with if you already have a 2% cash back card. The $200 SUB for the Active Cash is equivalent to $10,000 in spend. You're likely better opening a new account to get the bonus, and waiting to PC your ...If you're only going to use one card, I think Active Cash is better. It does have cell phone insurance, which I think most people can use, whereas the protections on the CFU are situational and mostly for travel. 2% on everything beats the CFU's multipliers for most people. The best reason to get the CFU is if you also have the Chase Sapphire ...With the Autograph it really depends on your top spending categories and how much you spend. 2 vs 3% doesn't seem like a big difference but it can be. My phone bill is $130 every month. That's 2.60 vs 3.90, an extra $15 a year just for getting the boost in that one category. Realshotgg • 1 yr. ago.Wells Fargo Active Cash Card Approval - Data Point. Last application I promise. Figured why not just get a catch all cash back card for anything that doesn't fit neatly into BPC or Savor and get 2% back. Just got approved at Wells Fargo for $20,000. This is the third card I've opened in 24 hours. Amex BCP: $10,000.. Concierge service, 24/7. Your Wells Fargo Visa Signature ® Wells Fargo Business Elite Signature Card. Finder Rating: 4.3 / 5: ★ You get 3x on travel and mobile wallet. Basically, you get 3x on everything, which becomes 4.5x when you redeem the points on travel. The annual fee is $400, but you get a $325 travel and restaurant credit. So as far as transferring points from your CSP, you could book at the WDW Swan, Dolphin, or Swan Reserve. So if you pay rent directly to my landlord by Wells Fargo Active Cash Signature Card Snafu. Hi all! I would really appreciate some seasoned input with this issue. In June my Visa card number was stolen and about $1500 in fraudulent purchaes were charged to my account. The fraud department credited one of the charges twice prior to transferring the legitimate ones to a new account and ...Your only option is to get shafted by Wells Fargo or cancel your card and effect your credit. No one is getting "shafted by Wells Fargo" in the switchover. Wells Fargo will let you keep multiple Active Cash cards, and while you can't switch from Propel to Autograph, you can switch from Active Cash to Autograph. 53. Choose your Wells Fargo Active Cash card username and password. The u...

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